What does PROFESSIONAL CR ANALYS mean on my credit report?
Learn about PROFESSIONAL CR ANALYS, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is PROFESSIONAL CR ANALYS?
PROFESSIONAL CR ANALYS is shorthand for Professional Credit Analysts of MN, with the company name being Professional Credit Analysts of MN Inc
PCCW-Services are currently being developed according to requirements of PCI DSS 3.1.0, Service Level Agreement (SLA) No. 1 and 2 as well as other applicable laws.
PROFESSIONAL CR ANALYS is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Professional Credit Analysts of MN.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
How do I contact them?
Here is the current contact details for Professional Credit Analysts of MN:
Address:
- 24 N Front St, New Ulm, MN 56073, United States
Website:
Email:
Phone:
Payments
you cannot make a payment directly through Professional Credit Analysts of MN. Please contact them to inquire about how they can serve you and to learn more about their collection services.PCA does not offer a monthly payment plan.PCA is a collection agency and does not process payment refunds.PCA does not offer payments over the phone.payments cannot be made online.PCA does not offer a discount for automatic payments.PCA offers check processing/recovery services and other types of collections services that can be discussed directly with an account specialist.Professional Credit Analysts of MN does not provide mobile app payment services.there are penalties for late or missed payments, such as recovery of past due accounts. PCA is a bonded and licensed collection agency and collects nationwide, except for a few states due to restrictions.PCA does not offer payment services using prepaid debit cards.PCA does not accept wire transfers as a form of payment.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | No |
| Can I make payments over the phone? | No |
| Can I make payments online? | No |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | No |
| Can I make a payment using a prepaid debit card? | No |
| Can I make a payment using a wire transfer? | No |
Forgiveness and Cancellation
PCA does not offer loan forgiveness or consolidation. It is a Minnesota bonded and licensed Collection agency offering services for account receivable collections and check processing/recovery services.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
Professional Credit Analysts of MN does not offer loan applications online, over the phone, or in person. They offer collections services and check processing/recovery services, but not loan applications. Additionally, PCA does not offer loan services with a cosigner.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | No |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | No |
| Can I apply for a loan with a cosigner? | No |
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove PROFESSIONAL CR ANALYS from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.