What does PORTSIDE FIN mean on my credit report?
Learn about PORTSIDE FIN, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is PORTSIDE FIN?
PORTSIDE FIN is shorthand for Portside Finance, with the company name being Portside Finance Inc
PortSide Finance has two priority goals 1. Be the best in the area of small loans-personal finance, 2. Provide the best possible experience for you when you need money - we want to make you a loan!
PORTSIDE FIN is a Creditor provider. They could be on your report for a number of reasons, for example:
-
⚫ You missed a repayment.
-
⚫ You opened an account with Portside Finance.
-
⚫ You opened a credit card / loan / mortgage with this company.
-
⚫ Someone fraudulently opened a credit line under your name.
About the account
The account is classified under the following METRO2 categories:
- ⚫ Secured
How do I contact them?
Here is the current contact details for Portside Finance:
Address:
- 14185 Beach Blvd #12, Jacksonville, FL 32250, United States
Website:
Phone:
Payments
Portside Finance offers personal loan services with loan amounts ranging from $500.00 to $3,000.00. The loan approvals are subject to credit approval and other conditions may apply. Portside Finance has locations available for customers to visit for loan services.Other payment options such as using a check or money order are available. Portside Finance offers loans from $500.00 to $3,000.00 that can be approved with credit approval and other conditions may apply. They also offer a mobile app to make loan payments.there are penalties for late or missed payments. Other conditions may apply and loan approvals are subject to credit approval and normal credit policies.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | Yes |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
Portside Finance offers loan consolidation and has loan amounts from $500.00 to $3,000.00 available. Loan approvals are subject to credit approval and other conditions may apply. To qualify for loan forgiveness you need to apply for a loan at your nearest Portside Finance location and be subject to credit approval. Other conditions may apply and loan approvals are subject to change and normal credit policies.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | Yes |
How to Apply
Portside Finance offers loans of $500-$3,000 that can be applied for online, over the phone, or in person. Loan approvals are based on credit approval and other conditions may apply.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | Yes |
| Can I apply for a loan in person? | Yes |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
IdentityIQ Report Example
- This is an example of what this creditor will look like on your IdentityIQ report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove PORTSIDE FIN from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.