What does MILITARY CREDIT SERV mean on my credit report?

Learn about MILITARY CREDIT SERV, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.

Updated January 1, 2023
Header image


MILITARY CREDIT SERV is shorthand for Military Credit Services, with the company name being Military Credit Services Inc

There was once again an error when rewriting the text in a different way with the same meaning.

MILITARY CREDIT SERV is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Military Credit Services.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

  • ⚫ The average high credit balance is $1600.

  • ⚫ The average monthly repayment is $100.

How do I contact them?

Here is the current contact details for Military Credit Services:


  • 1150 E Little Creek Rd #205, Norfolk, VA 23518, United States





It is possible to make a payment using a credit card, debit card, online payment service, or over the phone. Most payment refunds can be requested by contacting the merchant. Customers may pay for our products by check or money order. It is possible to make a payment using a mobile app. Late payments may result in penalties or additional fees. Many banks and retailers accept prepaid debit cards for payments. Wire transfers are an electronic payment method that allows money to be sent securely from one bank account to another.

Question Answer
Do they offer a monthly payment plan? Yes
Can I make payments over the phone? Yes
Can I make payments online? Yes
Do they offer a discount for automatic payments? No
Can I make a payment using a mobile app? Yes
Can I make a payment using a prepaid debit card? Yes
Can I make a payment using a wire transfer? Yes

Forgiveness and Cancellation

loan forgiveness is not offered. at ABC Financial Services we offer loan consolidation options. Our team of experts can help you combine multiple loans into one, making it easier to keep track of your payments and get on a path to financial freedom. To qualify for loan forgiveness, you must meet certain criteria, such as making regular payments on time, working in an eligible job, and having qualified student loan debt. Depending on the type of loan forgiveness you are seeking, you may also need to meet other requirements.

Question Answer
Do they offer loan forgiveness? No
Do they offer loan consolidation? Yes

How to Apply

Most lending institutions offer the ability to submit an application and securely upload supporting documents online. This process is generally fast and easy and can provide you with real-time information regarding your loan application. You may need to bring certain forms of identification and proof of income when you apply for the loan in person. Most banks and other financial institutions now offer mobile applications that allow you to apply for a loan quickly and conveniently from your smartphone or tablet. A cosigner is someone who agrees to pay back a loan if the borrower is unable to do so. It is a good idea to have a cosigner when applying for a loan, as it can help improve your chances of getting approved and may even help you get a better interest rate.

Question Answer
Can I apply for a loan online? Yes
Can I apply for a loan over a phone call? No
Can I apply for a loan in person? Yes
Can I apply for a loan using a mobile app? Yes
Can I apply for a loan with a cosigner? Yes

IdentityIQ Report Example

  • This is an example of what this creditor will look like on your IdentityIQ report.


Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove MILITARY CREDIT SERV from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.