What does MIDWEST RECEIVABLE SOL mean on my credit report?

Learn about MIDWEST RECEIVABLE SOL, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.

Updated January 1, 2023
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MIDWEST RECEIVABLE SOL is shorthand for Midwest Receivable Solutions, with the company name being Midwest Receivable Solutions Inc

We are a licensed and bonded Accounts Receivables Management Company. We manage claims cases with a special understanding of client requirements and challenge aspects related to recovering expenses.

MIDWEST RECEIVABLE SOL is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Midwest Receivable Solutions.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

How do I contact them?

Here is the current contact details for Midwest Receivable Solutions:


  • 2323 Gull Rd #9e, Kalamazoo, MI 49048, United States





payments can be made in a variety of ways including credit card, debit card, PayPal, check, and money order. There is also a mobile app for payment. Midwest Receivable Solutions offers a monthly payment plan. If a payment is late or missed, there is a penalty. Wire transfers are also an option for payment.

Question Answer
Do they offer a monthly payment plan? Yes
Can I make payments over the phone? Yes
Can I make payments online? Yes
Do they offer a discount for automatic payments? No
Can I make a payment using a mobile app? Yes
Can I make a payment using a prepaid debit card? Yes
Can I make a payment using a wire transfer? Yes

Forgiveness and Cancellation

Midwest Receivable Solutions does not offer loan forgiveness or consolidation. Loan forgiveness can not be qualified for through Midwest Receivable Solutions, but the company provides payment plans and assistance through phone. They can also provide receipts, dispute resolution, identity theft protection, bankruptcy information, and remove phone numbers.

Question Answer
Do they offer loan forgiveness? No
Do they offer loan consolidation? No

How to Apply

Midwest Receivable Solutions offers loans that can be applied for online or through a mobile app. You can apply for a loan with or without a cosigner. The website does not offer information on applying for a loan in person or over the phone.

Question Answer
Can I apply for a loan online? Yes
Can I apply for a loan over a phone call? No
Can I apply for a loan in person? No
Can I apply for a loan using a mobile app? Yes
Can I apply for a loan with a cosigner? Yes

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove MIDWEST RECEIVABLE SOL from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.