What does MID FL FINCE mean on my credit report?
Learn about MID FL FINCE, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is MID FL FINCE?
MID FL FINCE is shorthand for Mid Florida Financing, with the company name being Mid Florida Financing Inc
We say ok come in today whether you are a new car owner or suffer from poor credit scores, you’re more than welcome here at Okcarz. At our dealership we have buy here pay here finance (BHPF) programs.
MID FL FINCE is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Mid Florida Financing.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
About the account
The account is classified under the following METRO2 categories:
- ⚫ Auto Loan
- ⚫ Auto
- ⚫ Collection Agency/Attorney
How do I contact them?
Here is the current contact details for Mid Florida Financing:
Address:
- 2335 US Hwy 98 N, Lakeland, FL 33805, United States
Website:
Phone:
Payments
To make a payment, you can do it online, through the mail, over the phone, or with a mobile app. There are no additional penalties for late or missed payments. You can use a prepaid debit card, check, money order, or wire transfer to make a payment.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | Yes |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
There are three main types of student loans in the United States: federal, private, and consolidation loans. Federal student loans offer borrowers several repayment options, including loan consolidation and loan forgiveness. Private student loans do not offer these repayment options. Consolidation loans allow borrowers to combine multiple student loans into one loan with one monthly payment. Loan forgiveness programs forgive all or part of a borrower’s student loan debt after the borrower meets certain requirements.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | Yes |
How to Apply
It is possible to apply for a loan online, over the phone, or in person. Additionally, some lenders may allow applicants to use a mobile app. Having a cosigner may also be an option.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | Yes |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
IdentityIQ Report Example
- This is an example of what this creditor will look like on your IdentityIQ report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove MID FL FINCE from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.