What does LAS VEGAS FINANCE mean on my credit report?

Learn about LAS VEGAS FINANCE, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.

Updated January 1, 2023
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What is LAS VEGAS FINANCE?

LAS VEGAS FINANCE is shorthand for Las Vegas Finance, with the company name being Las Vegas Finance Inc

We are a Company that stresses fairness, honesty, and friendliness. We report the good credits you earn by lending with us. We offer Installment Loans for Fair And Even Bad Credit.

LAS VEGAS FINANCE is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Las Vegas Finance.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

  • ⚫ The average account balance is $600.

  • ⚫ The average high credit balance is $1000.

  • ⚫ The typical loan duration is 10 months.

The account is classified under the following METRO2 categories:

  • ⚫ Collection Agency/Attorney

How do I contact them?

Here is the current contact details for Las Vegas Finance:

Address:

  • 5715 W Sahara Ave #103, Las Vegas, NV 89146, United States

Website:

Email:

Phone:

Payments

payments can be made using various methods such as credit/debit card, PayPal, or bank transfer. The company offers a monthly payment plan for customers who prefer to spread their payments out over time. If you need to refund a payment, contact your financial institution or the person or company from whom you made the payment. Payments over the phone are accepted, and you can use major credit and debit cards. You can also make payments online using a variety of secure methods. There is a discount for automatic payments. Other payment options such as check or money order are accepted. You can make payments with a prepaid debit card. Wire transfers are a secure and reliable way to send money electronically.

Question Answer
Do they offer a monthly payment plan? Yes
Can I make payments online? Yes
Do they offer a discount for automatic payments? Yes
Can I make a payment using a mobile app? Yes
Can I make a payment using a prepaid debit card? Yes
Can I make a payment using a wire transfer? Yes

Forgiveness and Cancellation

Loan forgiveness and consolidation are both options offered by the website. To qualify for loan forgiveness, certain requirements must be met.

Question Answer
Do they offer loan forgiveness? No
Do they offer loan consolidation? Yes

How to Apply

You can apply for a loan online, over the phone, or in person. You may also be able to apply for a loan using a mobile app. In some cases, you may need a cosigner.

Question Answer
Can I apply for a loan online? Yes
Can I apply for a loan over a phone call? No
Can I apply for a loan in person? Yes
Can I apply for a loan using a mobile app? Yes
Can I apply for a loan with a cosigner? Yes

IdentityIQ Report Example

  • This is an example of what this creditor will look like on your IdentityIQ report.

LAS VEGAS FINANCE IdentityIQ Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove LAS VEGAS FINANCE from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.