What does KASHABLE LLC mean on my credit report?
Learn about KASHABLE LLC, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is KASHABLE LLC?
KASHABLE LLC is shorthand for Kashable LLC, with the company name being Kashable LLC Inc
We provide socially responsible finance to our employees as an employer sponsored benefit; we use innovation to improve the financial wellbeing of working americans with a commitment to both reliability and affordability.
KASHABLE LLC is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Kashable LLC.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
About the account
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⚫ The average account balance is $900.
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⚫ The average high credit balance is $3100.
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⚫ The average monthly repayment is $200.
The account is classified under the following METRO2 categories:
- ⚫ Unsecured
How do I contact them?
Here is the current contact details for Kashable LLC:
Address:
- 489 5th Ave.·Floor 18 | New York, NY 10017
Website:
Email:
Phone:
Payments
you cannot make a payment directly through Kashable. You must have a checking account in your name that has been opened for at least 90 days in good standing and your funds will be delivered to you in as little as one business day once approved.they offer a monthly payment plan.there is no penalty to pay a loan early.you cannot make payments over the phone.you can make payments online with Kashable. We offer a reliable and affordable financial wellness solution for employees with innovative technology. We require a checking account in your name that has been opened for at least 90 days in good standing. We also report to the major credit bureaus and offer refinancing, with no prepayment penalty. We have a referral program and customer support via email.they do not offer a discount for automatic payments.Kashable does not offer payments using check or money order.payment can be made using the Kashable mobile app.there are no penalties for late or missed payments.Kashable does not fund loans into a savings account or prepaid card.payment cannot be made using a wire transfer.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | Yes |
| Can I make payments over the phone? | No |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | No |
| Can I make a payment using a wire transfer? | No |
Forgiveness and Cancellation
Kashable does not offer loan forgiveness or consolidation.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
You can apply for a loan online through Kashable’s website or mobile app. You can also apply for a loan with a cosigner.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
IdentityIQ Report Example
- This is an example of what this creditor will look like on your IdentityIQ report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove KASHABLE LLC from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.