What does JB NUTTER&CO mean on my credit report?
Learn about JB NUTTER&CO, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is JB NUTTER&CO?
JB NUTTER&CO is shorthand for James B Nutter & Company, with the company name being James B Nutter & Company Inc
Buying a house can be just like renting one-third of the costs each month and enjoy all the benefits of homeownership; lower monthly expenses, greater financial security, leverage capital improvements, etc.
JB NUTTER&CO is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with James B Nutter & Company.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
About the account
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⚫ The average account balance is $361200.
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⚫ The average high credit balance is $362000.
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⚫ The typical loan duration is 240 months.
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⚫ The average monthly repayment is $2900.
The account is classified under the following METRO2 categories:
- ⚫ Real estate
How do I contact them?
Here is the current contact details for James B Nutter & Company:
Address:
- 4153 Broadway, Kansas City, MO 64111
Website:
Phone:
Payments
Nutter Home Loans offers online payments and provides a totally online lending service to ensure the lowest rates and fees possible. You can make a payment using a wire transfer.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | No |
| Can I make payments over the phone? | No |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | No |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
Navient does not offer loan forgiveness or consolidation. There is no single answer to how to qualify for loan forgiveness. It depends on the purpose of the loan, how it is used, and the loan type chosen.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
You can apply for a loan online through Nutter Home Loans. Their online application process is cost-free and no obligation is required. The maximum amount of your home’s value that you can borrow depends on the type of loan and other factors. You cannot apply for a loan in person. Nutter Home Loans is a totally online lending service and does not employ Loan Officers who meet with borrowers in person to take loan applications. many banks now offer mobile apps that allow customers to apply for loans directly on their phone. Some apps even have features that allow users to track the status of their loan application and view loan offers from multiple banks. you can apply for a loan with a cosigner. A cosigner is someone who agrees to take on the responsibility of repaying a loan if the primary borrower defaults. A cosigner must meet certain requirements, such as having a good credit score and enough income to cover the loan payments.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
IdentityIQ Report Example
- This is an example of what this creditor will look like on your IdentityIQ report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove JB NUTTER&CO from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.