What does INTER-AMERICA FINANCE mean on my credit report?
Learn about INTER-AMERICA FINANCE, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is INTER-AMERICA FINANCE?
INTER-AMERICA FINANCE is shorthand for Inter America Finance, with the company name being Inter America Finance Inc
“The Company’s long-term survival relies heavily on placing its customers’ interests above all else.”
INTER-AMERICA FINANCE is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Inter America Finance.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
About the account
The account is classified under the following METRO2 categories:
- ⚫ Collection Agency/Attorney
How do I contact them?
Here is the current contact details for Inter America Finance:
Address:
- 306 E Paisano Dr E, El Paso, TX 79901, United States
Website:
Email:
Phone:
Payments
You can make payments in person, online, or over the phone through Interamerica Finance. They offer personal installment loans that range from $100 to $1,400. You cannot make a payment using a mobile app. Wire transfers are an accepted form of payment.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | Yes |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | No |
| Can I make a payment using a prepaid debit card? | No |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
Interamerica Finance does not offer loan forgiveness or consolidation. They offer personal installment loans ranging from $100 to $1,400 that are available online, in person, and over the phone. People can apply regardless of their credit history.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
You can apply for a loan with Interamerica Finance by visiting a branch, calling, applying online, or using a mobile app. You can also apply for a loan with a cosigner. Interamerica Finance offers personal installment loans ranging from $100 to $1,400.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | Yes |
| Can I apply for a loan in person? | Yes |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
IdentityIQ Report Example
- This is an example of what this creditor will look like on your IdentityIQ report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove INTER-AMERICA FINANCE from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.