What does HOMEBRIDGE FINANCIAL S mean on my credit report?

Learn about HOMEBRIDGE FINANCIAL S, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.

Updated January 1, 2023
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What is HOMEBRIDGE FINANCIAL S?

HOMEBRIDGE FINANCIAL S is shorthand for Homebridge Financial Services, with the company name being Homebridge Financial Services Inc

With our varied offerings and products, we can help make the dream of homeowner’s ownership becoming a reality. Please contact us to find out more about our programs and channels.

HOMEBRIDGE FINANCIAL S is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Homebridge Financial Services.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

  • ⚫ The average account balance is $225700.

  • ⚫ The average high credit balance is $232200.

  • ⚫ The average monthly repayment is $2300.

How do I contact them?

Here is the current contact details for Homebridge Financial Services:

Address:

  • 194 Wood Avenue South, Ninth Floor Iselin, NJ 08830

Website:

Email:

Phone:

Payments

payments can be made either online or in-store. Online payments can be made through a variety of methods, such as debit or credit cards, PayPal, Apple Pay, and more. In-store payments can be made in cash, by debit or credit card, or through digital wallet payment options. Homebridge Financial Services does not offer a discount for automatic payments, but late or missed payments do not typically incur penalties. Prepaid debit cards are an accepted form of payment.

Question Answer
Do they offer a monthly payment plan? Yes
Can I make payments over the phone? No
Can I make payments online? Yes
Do they offer a discount for automatic payments? No
Can I make a payment using a mobile app? Yes
Can I make a payment using a prepaid debit card? Yes
Can I make a payment using a wire transfer? No

Forgiveness and Cancellation

Homebridge Financial Services does not offer loan consolidation or loan forgiveness services.

Question Answer
Do they offer loan forgiveness? No
Do they offer loan consolidation? No

How to Apply

It is possible to apply for a loan online, through a mobile app, or with a cosigner. Applying for a loan in person or over the phone is not possible.

Question Answer
Can I apply for a loan online? Yes
Can I apply for a loan over a phone call? No
Can I apply for a loan in person? No
Can I apply for a loan using a mobile app? Yes
Can I apply for a loan with a cosigner? Yes

IdentityIQ Report Example

  • This is an example of what this creditor will look like on your IdentityIQ report.

HOMEBRIDGE FINANCIAL S IdentityIQ Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove HOMEBRIDGE FINANCIAL S from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.