What does HIGH PERFORMANCE CAPIT mean on my credit report?

Learn about HIGH PERFORMANCE CAPIT, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.

Updated January 1, 2023
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HIGH PERFORMANCE CAPIT is shorthand for High Performance Capital Inc, with the company name being High Performance Capital Inc Inc

It is also used to mean “baseball bat”.

HIGH PERFORMANCE CAPIT is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with High Performance Capital Inc.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

The account is classified under the following METRO2 categories:

  • ⚫ Auto Loan
  • ⚫ Collection Agency/Attorney
  • ⚫ Auto

How do I contact them?

Here is the current contact details for High Performance Capital Inc:


  • 34 Executive Park Ste 180, Irvine, CA 92614, United States





You can make a payment by credit or debit card, PayPal, or bank transfer. You can also use Apple Pay or Google Pay. Payment options and instructions will be provided during the checkout process. Our company offers a monthly payment plan. Customers can make payments on a recurring schedule that works best for them. They also have the option of making one-time payments. Payment refunds may be requested through the merchant who processed the payment. Many websites now feature easy-to-use payment systems that allow customers to quickly and securely make payments with their credit cards or through other online payment services. Allstate offers a discount for making automatic payments from your checking or savings account. Customers may use a check or money order as a payment option. Many companies offer mobile apps that allow users to securely send and receive payments with just a few taps on their device. Missing a payment or making a late payment can result in late fees, credit score damage, and other penalties. Prepaid debit cards are a viable payment option. They allow you to make payments with funds that are already loaded onto the card, and are accepted by most retailers and online vendors. You can make a payment using a wire transfer. This is a payment method that allows you to transfer money from one bank account to another.

Question Answer
Do they offer a monthly payment plan? Yes
Can I make payments over the phone? Yes
Can I make payments online? Yes
Do they offer a discount for automatic payments? Yes
Can I make a payment using a mobile app? Yes
Can I make a payment using a prepaid debit card? Yes
Can I make a payment using a wire transfer? Yes

Forgiveness and Cancellation

Citizens Bank offers loan consolidation and competitive loan rates. Loan forgiveness is possible if you meet certain criteria, such as being enrolled in an income-based repayment plan or making regular payments for at least 20-25 years.

Question Answer
Do they offer loan forgiveness? No
Do they offer loan consolidation? Yes

How to Apply

There are several ways to apply for a loan. Many banks and lenders offer online applications, and some also offer mobile apps. Applying in person is another option. It may be possible to increase the chance of loan approval or get a lower interest rate by applying with a cosigner.

Question Answer
Can I apply for a loan online? Yes
Can I apply for a loan over a phone call? No
Can I apply for a loan in person? Yes
Can I apply for a loan using a mobile app? Yes
Can I apply for a loan with a cosigner? Yes

SmartCredit Report Example

  • This is an example of what this creditor will look like on your SmartCredit report.


Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove HIGH PERFORMANCE CAPIT from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.