What does GLOBAL LENDING SERVICE mean on my credit report?

Learn about GLOBAL LENDING SERVICE, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.

Updated January 1, 2023
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GLOBAL LENDING SERVICE is shorthand for Global Lending Services LLC, with the company name being Global Lending Services LLC Inc

Real time trust is empowered by providers and manufacturers to find the right product for meeting the demanding requirements of modern life. He founded Safe Guard in 1992, which supported thousands of dealers nationally with various products and services. In 2012 he sold his shares in Safe Guard to Goldman Sachs.

GLOBAL LENDING SERVICE is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Global Lending Services LLC.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

  • ⚫ The average account balance is $14200.

  • ⚫ The average high credit balance is $21500.

  • ⚫ The average monthly repayment is $400.

The account is classified under the following METRO2 categories:

  • ⚫ Auto Loan
  • ⚫ Collection Agency/Attorney

How do I contact them?

Here is the current contact details for Global Lending Services LLC:


  • 3268 Progress Way, Suite 2089 Wilmington, OH 45177




payments can be made by debit or credit card, Paypal, cash, or money order. They offer a monthly payment plan. To get a payment refund, you can contact the retailer or payment service you used to make the purchase. Payments can be made over the phone with some payment methods. Payments can be made online. Other payment options such as using a check or money order are available. Mobile apps provide a secure way to make payments. Missing a payment or making a late payment can incur a penalty, such as an extra fee or an increased interest rate. Prepaid debit cards are accepted as a method of payment. Wire transfer payments are accepted as a method of payment by many businesses.

Question Answer
Do they offer a monthly payment plan? Yes
Can I make payments over the phone? Yes
Can I make payments online? Yes
Do they offer a discount for automatic payments? No
Can I make a payment using a mobile app? Yes
Can I make a payment using a prepaid debit card? Yes
Can I make a payment using a wire transfer? Yes

Forgiveness and Cancellation

Loan forgiveness and consolidation are both options offered by the website. Loan forgiveness requires that you make a certain number of payments, and consolidation requires that you have a certain number of loans.

Question Answer
Do they offer loan consolidation? Yes

How to Apply

All of these methods are available for applying for a loan.

Question Answer
Can I apply for a loan online? Yes
Can I apply for a loan over a phone call? No
Can I apply for a loan in person? Yes
Can I apply for a loan using a mobile app? Yes
Can I apply for a loan with a cosigner? Yes

IdentityIQ Report Example

  • This is an example of what this creditor will look like on your IdentityIQ report.


Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove GLOBAL LENDING SERVICE from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.