What does FRONTLINE AS mean on my credit report?

Learn about FRONTLINE AS, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.

Updated January 1, 2023
Header image

What is FRONTLINE AS?

FRONTLINE AS is shorthand for Frontline Asset Strategies, with the company name being Frontline Asset Strategies Inc

In recent years this position has seen an increase in its power due to new technologies and changes in communication.

FRONTLINE AS is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Frontline Asset Strategies.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

The account is classified under the following METRO2 categories:

  • ⚫ Collection Agency/Attorney

How do I contact them?

Here is the current contact details for Frontline Asset Strategies:

Address:

  • 2700 Snelling Ave. N. Suite 250 Roseville, MN 55113

Website:

Email:

Phone:

Payments

Frontline Asset Strategies provides several options for making payments, including online, over the phone, by mail, and via MoneyGram. There are other payment options such as using a check or money order. Penalties may apply for late or missed payments.

Question Answer
Can I make payments over the phone? Yes
Can I make payments online? Yes
Can I make a payment using a mobile app? Yes

How to Apply

It is possible to apply for a loan online, over the phone, or in person. Some lenders also have mobile applications that can be used to apply for a loan. Applying for a loan with a cosigner may also be an option.

Question Answer
Can I apply for a loan over a phone call? No

SmartCredit Report Example

  • This is an example of what this creditor will look like on your SmartCredit report.

FRONTLINE AS SmartCredit Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove FRONTLINE AS from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.