What does FIRST NATL mean on my credit report?
Learn about FIRST NATL, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is FIRST NATL?
FIRST NATL is shorthand for First National Financial LP, with the company name being First National Financial LP Inc
“First class services” has been provided by _ .
FIRST NATL is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with First National Financial LP.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
About the account
The account is classified under the following METRO2 categories:
- ⚫ Secured
- ⚫ Real estate
How do I contact them?
Here is the current contact details for First National Financial LP:
Address:
- 1672 Barrington Street, Suite 400 Halifax, Nova Scotia B3J 2A2
Website:
Email:
Phone:
Payments
you cannot make a payment without first enrolling in BillPay. they do not offer a monthly payment plan. there are penalties for late or missed payments, including an interest adjustment, a pre-payment penalty, and/or a banking information change. First National Bank and Trust offers wire transfer services that allow customers to send and receive domestic and international wires.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | No |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
both loan forgiveness and consolidation are available. Loan forgiveness is available for those who work in public service, while consolidation can lower monthly payments.
| Question | Answer |
|---|---|
| Do they offer loan consolidation? | No |
How to Apply
It is possible to apply for a loan online, over the phone, or in person. Some applications may require a cosigner.
| Question | Answer |
|---|---|
| Can I apply for a loan with a cosigner? | Yes |
SmartCredit Report Example
- This is an example of what this creditor will look like on your SmartCredit report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove FIRST NATL from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.