What does FIRST FEDERAL CREDIT C mean on my credit report?

Learn about FIRST FEDERAL CREDIT C, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.

Updated January 1, 2023
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What is FIRST FEDERAL CREDIT C?

FIRST FEDERAL CREDIT C is shorthand for First Federal Credit Control, with the company name being First Federal Credit Control Inc

There are no up-front charges or hidden expenses, and we have a smooth process that you can feel comfortable with at each stage. Our sophisticated technology uses our powerful database, which allows us to deliver higher success rates on your debts. We offer an online platform that you can use any time to track all stages of the collection process. An agency debt collector that delivers.

FIRST FEDERAL CREDIT C is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with First Federal Credit Control.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

The account is classified under the following METRO2 categories:

  • ⚫ Collection Agency/Attorney

How do I contact them?

Here is the current contact details for First Federal Credit Control:

Address:

  • 24700 Chagrin Blvd #205, Beachwood, OH 44122, United States

Website:

Phone:

Payments

you can make an online credit card payment by entering your Master Account Number and Payment Amount, then clicking the Submit Payment button to be taken to a secure page to enter in your credit card information. Additionally, the FFCC Outdoor website makes it easy to make payments for events and merchandise using a mobile app. there are no penalties for late or missed payments.

Question Answer
Do they offer a monthly payment plan? No
Can I make payments over the phone? No
Can I make payments online? Yes
Can I make a payment using a mobile app? Yes

Forgiveness and Cancellation

Loan forgiveness and consolidation are both options offered by the website. Loan forgiveness is available to those who qualify, and consolidation can help lower monthly payments.

Question Answer
Do they offer loan forgiveness? No
Do they offer loan consolidation? No

SmartCredit Report Example

  • This is an example of what this creditor will look like on your SmartCredit report.

FIRST FEDERAL CREDIT C SmartCredit Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove FIRST FEDERAL CREDIT C from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.