What does DRIVE CASA mean on my credit report?
Learn about DRIVE CASA, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is DRIVE CASA?
DRIVE CASA is shorthand for Drive Casa, with the company name being Drive Casa Inc
Driven House is a family oriented used car dealer who offers in house finance for all credit types on a wide variety of quality vehicles.Our whole team is focused on keeping you satisfied by providing free oilchanges as well as a limited warranty!
DRIVE CASA is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Drive Casa .
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
About the account
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⚫ The average account balance is $14000.
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⚫ The average high credit balance is $18100.
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⚫ The typical loan duration is 44 months.
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⚫ The average monthly repayment is $600.
The account is classified under the following METRO2 categories:
- ⚫ Auto Loan
How do I contact them?
Here is the current contact details for Drive Casa :
Address:
- 3312 Marvin D. Love Fwy, Dallas, TX 75224, United States
Website:
Email:
Phone:
Payments
Buy Here Pay Here car dealerships typically allow customers to directly finance a car with bad credit or no credit. Customers can make payments at the dealership or online. Drive Casa offers a monthly payment plan. You cannot get a payment refund from a buy here pay here car dealership. you can make payments over the phone at buy here pay here car dealerships. you can make payments online with a buy here pay here car dealership. they do not offer a discount for automatic payments. Drive Casa offers additional payment options such as using a check or money order. Drive Casa offers a buy here pay here car dealership where customers can finance a car with bad credit or no credit and make payments in-house. there are penalties for late or missed payments at buy here pay here car dealerships. These penalties may include additional fees, repossession of the car, and/or the referral of debt collection. prepaid debit cards can be used to make payments at buy here pay here car dealerships. most buy here pay here car dealerships offer payment options that include wire transfers.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | Yes |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
The website offers loan forgiveness and consolidation. To qualify for loan forgiveness, the user must make 120 on-time payments.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
All of the above
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | Yes |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
SmartCredit Report Example
- This is an example of what this creditor will look like on your SmartCredit report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove DRIVE CASA from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.