What does DLVRY FN SVC mean on my credit report?

Learn about DLVRY FN SVC, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.

Updated January 1, 2023
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What is DLVRY FN SVC?

DLVRY FN SVC is shorthand for Delivery Financial Services, with the company name being Delivery Financial Services Inc

Business principle is founded on our basic belief that quality services come only from being sensitive to patients’ needs, which goes far beyond the obvious need of collecting overdue bills. For this reason, DFS has committed itself to providing unlimited real time access to patient’s accounts through a secure Internet Web Portal. Clients have unrestricted access to day-to-day work on their accounts.

DLVRY FN SVC is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Delivery Financial Services.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

The account is classified under the following METRO2 categories:

  • ⚫ Collection Agency/Attorney

How do I contact them?

Here is the current contact details for Delivery Financial Services:

Address:

  • 3710 W Greenway Rd #131, Phoenix, AZ 85053, United States

Website:

Email:

Phone:

Payments

You can make a payment by contacting Delivery Financial Services via email, phone, or their Inquiry Form on their website. You cannot get a payment refund by contacting Delivery Financial Services. DELIVERY FINANCIAL SERVICES offers phone payments. Payments can be made online via the Pay Bill page. They do not offer a discount for automatic payments. You can make a payment using a mobile app through Delivery Financial Services. There are no penalties for late or missed payments. You can make a payment using a prepaid debit card. Payment can be made by wire transfer.

Question Answer
Do they offer a monthly payment plan? No
Can I make payments over the phone? Yes
Can I make payments online? Yes
Do they offer a discount for automatic payments? No
Can I make a payment using a mobile app? Yes
Can I make a payment using a prepaid debit card? Yes
Can I make a payment using a wire transfer? Yes

Forgiveness and Cancellation

they do not offer loan forgiveness or consolidation.

Question Answer
Do they offer loan forgiveness? No
Do they offer loan consolidation? No

How to Apply

You can apply for a loan online, over the phone, or in person. You may also be able to apply for a loan using a mobile app. You may be able to apply for a loan with a cosigner.

Question Answer
Can I apply for a loan online? No
Can I apply for a loan over a phone call? No
Can I apply for a loan using a mobile app? No
Can I apply for a loan with a cosigner? No

SmartCredit Report Example

  • This is an example of what this creditor will look like on your SmartCredit report.

DLVRY FN SVC SmartCredit Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove DLVRY FN SVC from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.