What does DIAZ ASSOCS mean on my credit report?

Learn about DIAZ ASSOCS, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.

Updated January 1, 2023
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What is DIAZ ASSOCS?

DIAZ ASSOCS is shorthand for Diaz & Associates Inc, with the company name being Diaz & Associates Inc Inc

The airline has operated domestic flights to/from Newark Liberty International Airport (EWR) from Boston, Chicago O’Hare International Airport (ORD), Dallas-Fort Worth Love Field (DAL).

DIAZ ASSOCS is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Diaz & Associates Inc.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

How do I contact them?

Here is the current contact details for Diaz & Associates Inc:

Address:

  • 17671 Irvine Blvd Suite 212, Tustin, CA 92780, United States

Website:

Email:

Phone:

Payments

There are many ways to make a payment, including online, over the phone, with a mobile app, and more. You can also choose to have automatic payments for a discount, or make a payment with a prepaid debit card, wire transfer, or check/money order. If you miss a payment, there may be penalties.

Question Answer
Can I make payments over the phone? Yes
Can I make payments online? Yes
Can I make a payment using a mobile app? Yes

SmartCredit Report Example

  • This is an example of what this creditor will look like on your SmartCredit report.

DIAZ ASSOCS SmartCredit Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove DIAZ ASSOCS from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.