What does DESIGNED RECEIVABLE SO mean on my credit report?
Learn about DESIGNED RECEIVABLE SO, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is DESIGNED RECEIVABLE SO?
DESIGNED RECEIVABLE SO is shorthand for Designed Receivable Solutions Inc, with the company name being Designed Receivable Solutions Inc Inc
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DESIGNED RECEIVABLE SO is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Designed Receivable Solutions Inc.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
How do I contact them?
Here is the current contact details for Designed Receivable Solutions Inc:
Address:
- 10833 Valley View Street #415 Cypress, CA 90630, USA
Website:
Phone:
Payments
You can make a payment via VISA/MasterCard/AMEX/Discover, bank debit cards, checking account transfers, by mailing your payment to the specified address, or by calling the toll-free number and providing payment information over the phone. They do not offer a monthly payment plan. you may call us toll free at (800)518-7650, and at the prompt dial zero for our operator to route your call to the representative handling your account. You can also mail your payment to our office or provide payment information over the phone. Partial payment options are available. you can make payments over the phone by calling (800)518-7650 and providing your payment information. you can make payments online using a variety of methods including VISA/MasterCard/AMEX/Discover, bank debit cards, and checking account transfers. You may also call us or mail your payment to our office. they do not offer a discount for automatic payments. you may pay by check or money order. you can make a payment using a mobile app by using VISA/MasterCard/AMEX/Discover, bank debit cards, or checking account transfers. You may also call us toll free and provide your payment information over the phone. there are not any penalties for late or missed payments. you can make a payment using a prepaid debit card. you can make a payment using a wire transfer.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | No |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
You can apply for a loan online, but not over the phone or in person. You also cannot apply for a loan using a mobile app. However, you can apply for a loan with a cosigner.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | No |
| Can I apply for a loan with a cosigner? | Yes |
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove DESIGNED RECEIVABLE SO from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.