What does DAVIS AND GOLDMARK INC mean on my credit report?

Learn about DAVIS AND GOLDMARK INC, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.

Updated January 1, 2023
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DAVIS AND GOLDMARK INC is shorthand for Davis and Goldmark Inc, with the company name being Davis and Goldmark Inc Inc

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DAVIS AND GOLDMARK INC is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Davis and Goldmark Inc.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

How do I contact them?

Here is the current contact details for Davis and Goldmark Inc:


  • PO Box 2009, Riverside, CA 92516





you can make a payment by check or credit card. A $5 processing fee will be deducted from the total payment amount for check payments. they offer a monthly payment plan and have been successful at negotiating settlements and payment plans. contact DAVIS AND GOLDMARK to manage your aging receivables and recover your bad debt. Davis and Goldmark offer collection services that may include payment plans and phone payments. businesses have the option of making payments online through a third-party collection agency. Collection industry studies have shown that engaging a debt collection agency promptly helps to recover lost revenue and profits. Services offered by the agency generally include collection demand letters, phone calls and potential referral to a legal department. they do not offer a discount for automatic payments. customers can use checks or money orders to pay their delinquent accounts. mobile app payments can be made using a third party collection agency. failure to timely place accounts in collections may result in penalties such as writing off bad debt. Wire transfer is one of the payment methods accepted by DAVIS AND GOLDMARK for collection services.

Question Answer
Do they offer a monthly payment plan? Yes
Can I make payments over the phone? Yes
Can I make payments online? Yes
Do they offer a discount for automatic payments? No
Can I make a payment using a mobile app? Yes
Can I make a payment using a wire transfer? Yes

Forgiveness and Cancellation

they do not offer loan consolidation. You may qualify for loan forgiveness if you are employed by a government or not-for-profit organization, if you are a volunteer, or if you are in the military.

Question Answer
Do they offer loan consolidation? No

How to Apply

you cannot apply for a loan online, over the phone, or in person. You can, however, apply for a loan with a cosigner.

Question Answer
Can I apply for a loan online? No
Can I apply for a loan over a phone call? No
Can I apply for a loan in person? No
Can I apply for a loan using a mobile app? No
Can I apply for a loan with a cosigner? Yes

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove DAVIS AND GOLDMARK INC from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.