What does CR BUR USA mean on my credit report?

Is CR BUR USA making an impact on your credit score?

Updated January 1, 2023
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What is CR BUR USA?

CR BUR USA is shorthand for Creditors Bureau USA, with the company name being Creditors Bureau USA Inc

CBUSA uses state-of-the art technologies and trained personnel to provide you with a satisfying and professional relationship. Every successful partnership with our clients is a product of more than 80 years of intelligent and highly creative solutions. Key to our success…maintaining a real time relationship!

CR BUR USA is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Creditors Bureau USA.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

The account is classified under the following METRO2 categories:

  • ⚫ Collection Agency/Attorney

How do I contact them?

Here is the current contact details for Creditors Bureau USA:

Address:

  • 757 L St, Fresno, CA 93721, United States

Website:

Email:

Phone:

Payments

You can make a payment online, over the phone, or through a mobile app. You can also use a check, money order, prepaid debit card, or wire transfer. If you choose to do an automatic payment, there is a discount. Making a late or missed payment may result in a penalty.

Question Answer
Can I make payments online? Yes

SmartCredit Report Example

  • This is an example of what this creditor will look like on your SmartCredit report.

CR BUR USA SmartCredit Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove CR BUR USA from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.