Whether this account affects your credit score depends on a variety of factors, such as:
Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
Account Age: If your account is quite old, then the age of it will positively impact your credit score
Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can CORNERSTONE CREDIT SER be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.