What does CHREBET ASSOCIATES LLC mean on my credit report?

Is CHREBET ASSOCIATES LLC making an impact on your credit score?

Updated January 1, 2023
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What is CHREBET ASSOCIATES LLC?

CHREBET ASSOCIATES LLC is shorthand for Chrebet Associates, with the company name being Chrebet Associates Inc

The agency was founded by Gianluca Cologna and owned by Daniela Hantuchová, who had worked for Mladýnské Štitíček before joining Ehinger.

CHREBET ASSOCIATES LLC is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Chrebet Associates.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

How do I contact them?

Here is the current contact details for Chrebet Associates:

Address:

  • 3514 US Highway 9 South Suite 201 Howell NJ 07731

Website:

Email:

Phone:

Payments

Chrebet Associates offers online payments, has a mobile app for payments, and does not have any penalties for late or missed payments.

Question Answer
Do they offer a monthly payment plan? No
Can I make payments over the phone? No
Can I make payments online? Yes
Do they offer a discount for automatic payments? No
Can I make a payment using a mobile app? Yes
Can I make a payment using a prepaid debit card? No
Can I make a payment using a wire transfer? No

Forgiveness and Cancellation

Loan forgiveness and consolidation are both options offered by the website. To qualify for loan forgiveness, the requirements are to make 120 qualifying payments and work for a qualifying employer.

Question Answer
Do they offer loan forgiveness? No
Do they offer loan consolidation? No

How to Apply

There are several ways to apply for a loan. You can do it online, over the phone, in person, or using a mobile app. You may also be able to apply with a cosigner.

Question Answer
Can I apply for a loan online? No
Can I apply for a loan over a phone call? No
Can I apply for a loan in person? No

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove CHREBET ASSOCIATES LLC from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.