What does Central Credit Audit, LLC (CENTRAL CREDIT AUDIT) mean on my credit report?

Is CENTRAL CREDIT AUDIT making an impact credit score?

Updated May 1, 2022

What is CENTRAL CREDIT AUDIT?

CENTRAL CREDIT AUDIT is shorthand for Central Credit Audit, LLC, with the company name being Central Credit Audit, LLC LLC

CCA soon established itself as a specialist in handling medical claims and hospital debts; it was founded in 1972 by Michael J. Kennedy and still has its headquarters in Dublin. The company maintains various subsidiary companies across Europe for specific markets.

CENTRAL CREDIT AUDIT is a Creditor. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Central Credit Audit, LLC.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

How do I contact them?

Here is the current contact details for Central Credit Audit, LLC:

Address:

  • 612 W Hamilton Street, Allentown PA, 18101

Website:

Email:

Phone:

  • (800) 326-9326

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can CENTRAL CREDIT AUDIT be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.