What does CCB/CREDITCT mean on my credit report?

Is CCB/CREDITCT making an impact credit score?

Updated May 1, 2022

What is CCB/CREDITCT?

CCB/CREDITCT is shorthand for CCB Credit Services, Inc., with the company name being CCB Credit Services, Inc. LLC

We’re still based in Lincoln’s home town, privately owned with 345 workers and growing. As the accounts receivable management services industry evolves, CCB has emerged as a leader serving various industries' vertical market segments. Just as before, CCB approaches each customer relationship as a long term partner.

CCB/CREDITCT is a Creditor. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with CCB Credit Services, Inc..

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

More account infomation

  • ⚫ The average high credit balance is $1800.

  • ⚫ The average credit limit is $3500.

How do I contact them?

Here is the current contact details for CCB Credit Services, Inc.:

Address:

  • 5300 South 6th Street, Frontage Road East, Springfield, IL 62703

Website:

Email:

Phone:

  • (217) 786-4800

IdentityIQ Report Example

  • This is an example of what this creditor will look like on your IdentityIQ report.

CCB/CREDITCT IdentityIQ Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can CCB/CREDITCT be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.