What does CASHCALL mean on my credit report?
Is CASHCALL making an impact on your credit score?
What is CASHCALL?
CASHCALL is shorthand for
CashCall Inc, with the company name being
CashCall Inc Inc
CASHCALL is a
Creditor provider. They could be on your report for a number of reasons, for example:
⚫ You missed a repayment.
⚫ You opened an account with CashCall Inc.
⚫ You opened a credit card / loan / mortgage with this company.
⚫ Someone fraudulently opened a credit line under your name.
About the account
The account is classified under the following METRO2 categories:
- ⚫ Collection Agency/Attorney
How do I contact them?
Here is the current contact details for CashCall Inc:
- One City Boulevard West, Suite 1655, Orange, CA 92868
To make a payment, you can do so online, over the phone, or through a mobile app. You can also make payments using a prepaid debit card, wire transfer, or check/money order. There is a discount for automatic payments, and penalties for late or missed payments.
|Do they offer a monthly payment plan?||No|
|Can I make payments over the phone?||No|
|Can I make payments online?||Yes|
|Do they offer a discount for automatic payments?||No|
|Can I make a payment using a mobile app?||Yes|
|Can I make a payment using a prepaid debit card?||No|
|Can I make a payment using a wire transfer?||No|
Forgiveness and Cancellation
There are three main ways to relieve your federal student loans: loan consolidation, loan forgiveness, and loan discharge. You can consolidate your federal student loans into a single Direct Consolidation Loan. This will not lower your monthly payments but may make it easier for you to repay your loans because you will only have to make one monthly payment. You may qualify for loan forgiveness if you work in certain public service jobs or for certain nonprofit organizations, or if your loan is discharged due to your school closing or your inability to repay the loan. You can have your loan discharged if you are totally and permanently disabled, if you die, if you are a victim of identity theft, or if your school closes while you are enrolled.
|Do they offer loan forgiveness?||No|
|Do they offer loan consolidation?||No|
How to Apply
It is possible to apply for a loan online, over the phone, or in person. Some lenders may also offer the option to apply for a loan using a mobile app. In some cases, it may be possible to apply for a loan with a cosigner.
|Can I apply for a loan online?||Yes|
|Can I apply for a loan over a phone call?||No|
|Can I apply for a loan in person?||No|
|Can I apply for a loan using a mobile app?||Yes|
|Can I apply for a loan with a cosigner?||Yes|
IdentityIQ Report Example
- This is an example of what this creditor will look like on your IdentityIQ report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove CASHCALL from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.