What does CAPIO PARTNERS LLC mean on my credit report?

Is CAPIO PARTNERS LLC making an impact on your credit score?

Updated January 1, 2023
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What is CAPIO PARTNERS LLC?

CAPIO PARTNERS LLC is shorthand for Capio, with the company name being Capio Inc

Mark Detrick was born in 1966 and founded Capio in 2008 together with Michel Fokkena. Previously he had worked there as CFO for six years, before joining Senior Vice President of Strategy. In 1989, he completed his studies at the University of Georgia.

CAPIO PARTNERS LLC is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Capio.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

The account is classified under the following METRO2 categories:

  • ⚫ Collection Agency/Attorney

How do I contact them?

Here is the current contact details for Capio:

Address:

  • 1745 N. Brown Rd., Ste 450, Lawrenceville, GA 30043

Website:

Phone:

Payments

Payments can be made in a variety of ways including credit cards, debit cards, PayPal, digital wallets, and bank transfers. The company offers a monthly payment plan. To get a payment refund, contact the merchant or payment processor. Payments can also be made over the phone and online. There are other payment options, such as using a check or money order. Mobile payment apps allow you to securely and conveniently make payments from your phone. Late or missed payments can result in penalties and additional charges. Prepaid debit cards can be used for payments. Wire transfers are another way to make payments.

Question Answer
Do they offer a monthly payment plan? Yes
Can I make payments over the phone? Yes
Can I make payments online? Yes
Can I make a payment using a mobile app? Yes
Can I make a payment using a prepaid debit card? Yes
Can I make a payment using a wire transfer? Yes

Forgiveness and Cancellation

Santander Bank offers loan consolidation. You may qualify for loan forgiveness if you have made 120 on-time, full, scheduled monthly payments and are employed full-time in a public service job for 10 years.

Question Answer
Do they offer loan forgiveness? No
Do they offer loan consolidation? Yes

How to Apply

you can apply for a loan online, over the phone, or in person. Many lenders also offer mobile apps to apply for a loan. You may also apply for a loan with a cosigner.

Question Answer
Can I apply for a loan online? Yes
Can I apply for a loan over a phone call? No
Can I apply for a loan in person? Yes
Can I apply for a loan using a mobile app? Yes
Can I apply for a loan with a cosigner? Yes

SmartCredit Report Example

  • This is an example of what this creditor will look like on your SmartCredit report.

CAPIO PARTNERS LLC SmartCredit Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove CAPIO PARTNERS LLC from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.