What does BUYERZONE mean on my credit report?

Learn about BUYERZONE, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.

Updated January 1, 2023
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BUYERZONE is shorthand for BuyerZone, with the company name being BuyerZone Inc

The system moved westward from its former position at Luanda during the 1890s, eventually reaching Freetown on 10 October 1898.

BUYERZONE is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with BuyerZone.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

How do I contact them?

Here is the current contact details for BuyerZone:


  • 200 Fifth Avenue, Second Floor, Waltham, MA 02451





Customers can make payments in a variety of ways, including online, over the phone, and with a mobile app. There may be penalties for late or missed payments, depending on the type of loan and lender.

Question Answer
Do they offer a monthly payment plan? Yes
Can I make payments over the phone? Yes
Can I make payments online? Yes
Do they offer a discount for automatic payments? No
Can I make a payment using a mobile app? Yes
Can I make a payment using a prepaid debit card? Yes
Can I make a payment using a wire transfer? Yes

Forgiveness and Cancellation

loan forgiveness is not offered. However, United Financial Services offers loan consolidation services to help borrowers manage their debt. They provide customized plans designed to reduce interest rates, lower monthly payments and help clients become debt free faster. For those who qualify, loan forgiveness is a possibility. To qualify, you must demonstrate that you are having a hard time making payments due to financial hardship, prove that you have made payments on your loan for a specific length of time, and meet other qualifications based on the type of loan you have.

Question Answer
Do they offer loan forgiveness? No
Do they offer loan consolidation? Yes

How to Apply

It is possible to apply for a loan online, over the phone, or in person. Many banks and lenders offer online loan applications, providing a quick and convenient way to apply for the loan you need. Many online loan applications are processed quickly, with the loan funds available within days. It is not possible to apply for a loan over the phone. Many lenders require extensive documentation and applications that must be filled out in order to apply for a loan. This process cannot be completed over the phone. It is possible to apply for a loan in person at a financial institution. The process typically involves filling out an application and providing documents that verify your identity, income, and other details needed to assess creditworthiness. It is also possible to apply for a loan using a mobile app. Applications are available on both Android and IOS platforms, giving customers the convenience of applying for loans on the go. Finally, it is possible to apply for a loan with a cosigner. A cosigner is a person, typically a family member or close friend, who agrees to take on the financial responsibility for the loan if you are unable to make payments. The cosigner must have a good credit score, steady income, and be willing to accept the risk of becoming financially responsible for the loan.

Question Answer
Can I apply for a loan online? Yes
Can I apply for a loan over a phone call? No
Can I apply for a loan in person? Yes
Can I apply for a loan using a mobile app? Yes
Can I apply for a loan with a cosigner? Yes

IdentityIQ Report Example

  • This is an example of what this creditor will look like on your IdentityIQ report.

BUYERZONE IdentityIQ Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove BUYERZONE from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.