What does BOENGLANDMOR mean on my credit report?
Is BOENGLANDMOR making an impact on your credit score?
What is BOENGLANDMOR?
BOENGLANDMOR is shorthand for
Bank of England, with the company name being
Bank of England Inc
With over 100 years of experience serving the community of England, Arkansas, we are uniquely qualified to meet your financial needs. Visit our office and allow us to show you how we can help you solve problems-we’re your neighbours after all!
BOENGLANDMOR is a
Creditor provider. They could be on your report for a number of reasons, for example:
⚫ You missed a repayment.
⚫ You opened an account with Bank of England.
⚫ You opened a credit card / loan / mortgage with this company.
⚫ Someone fraudulently opened a credit line under your name.
About the account
⚫ The average high credit balance is $211500.
⚫ The typical loan duration is 360 months.
The account is classified under the following METRO2 categories:
- ⚫ Real estate
How do I contact them?
Here is the current contact details for Bank of England:
- 1320 Rebsamen Park Rd, Little Rock, AR 72202
you can make payments through debit cards, credit cards, and online bill pay. There are no penalties for late or missed payments. You can also make payments using a prepaid debit card or wire transfer by calling the 24 hour number provided.
|Can I make payments over the phone?||No|
|Can I make payments online?||Yes|
|Can I make a payment using a mobile app?||Yes|
|Can I make a payment using a prepaid debit card?||Yes|
|Can I make a payment using a wire transfer?||Yes|
Forgiveness and Cancellation
there are ways to get your student loans forgiven. You may qualify for loan forgiveness if you work in certain public service jobs, if you become disabled, or if your school closed while you were enrolled. You can also consolidate your loans to make them more manageable.
|Do they offer loan forgiveness?||No|
|Do they offer loan consolidation?||No|
How to Apply
you can apply for a loan online, over the phone, or in person. You may also be able to apply for a loan using a mobile app. You may be able to apply for a loan with a cosigner.
|Can I apply for a loan online?||Yes|
|Can I apply for a loan over a phone call?||No|
|Can I apply for a loan in person?||No|
|Can I apply for a loan using a mobile app?||Yes|
|Can I apply for a loan with a cosigner?||Yes|
IdentityIQ Report Example
- This is an example of what this creditor will look like on your IdentityIQ report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove BOENGLANDMOR from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.