What does BK STOCKTON mean on my credit report?

Is BK STOCKTON making an impact credit score?

Updated May 1, 2022


BK STOCKTON is shorthand for Bank of Stockton, with the company name being Bank of Stockton LLC

J.M. Kelsey is elected as the first president; $ 100,000 worth of business is done in the first month. In 1875 Bank of Stockton grows beyond its original location. He has large agricultural interests and brings the First State Fair into town in 1893. Fred M. West becomes 3rd president, he is a county supervisor, recorder, city councilman and board member of the school district 1917 Gene L. Wilhoit elects 5th president. Doug carries on the traditions of strength, service and philanthropy by serving on many community organisations.

BK STOCKTON is a Creditor. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Bank of Stockton.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

The account is classified under the following METRO2 categories:

  • ⚫ Auto Loan

More account infomation

  • ⚫ The average account balance is $7700.

  • ⚫ The average high credit balance is $32700.

  • ⚫ The typical loan duration is 58 months.

  • ⚫ The average monthly repayment is $400.

How do I contact them?

Here is the current contact details for Bank of Stockton:


  • 301 East Miner Avenue Stockton, CA 95202




  • 209-929-1223

IdentityIQ Report Example

  • This is an example of what this creditor will look like on your IdentityIQ report.

BK STOCKTON IdentityIQ Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can BK STOCKTON be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.