What does BF F WAV LLC mean on my credit report?

Is BF F WAV LLC making an impact on your credit score?

Updated January 1, 2023
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What is BF F WAV LLC?

BF F WAV LLC is shorthand for B&F Finance, with the company name being B&F Finance Inc

Fill out our simple online form, call us at any time of day, we will do everything possible to help you find financing. You are more than just a number!

BF F WAV LLC is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with B&F Finance.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

  • ⚫ The average account balance is $700.

  • ⚫ The average high credit balance is $800.

  • ⚫ The typical loan duration is 10 months.

  • ⚫ The average monthly repayment is $100.

The account is classified under the following METRO2 categories:

  • ⚫ Unsecured

How do I contact them?

Here is the current contact details for B&F Finance:

Address:

  • 2303 N Broadway Ave, Oklahoma City, OK 73103, United States

Website:

Email:

Phone:

Payments

B&F Finance offers signature loans up to $1800.00. Customers can make payments online with a debit card, and there is a $3.00 convenience fee. B&F Finance accepts online payments and has a $3.00 convenience fee. Customers will need the following information to make their payments: Branch/Store Name, Customer First and Last Name, Customer Account Number, Debit Cardholder Name, Debit Cardholder Address, and Debit Card Info. (Number, Expiration and Security Code). There are no penalties for late or missed payments.

Question Answer
Do they offer a monthly payment plan? Yes
Can I make payments over the phone? Yes
Can I make payments online? Yes
Do they offer a discount for automatic payments? No
Can I make a payment using a mobile app? Yes
Can I make a payment using a prepaid debit card? No
Can I make a payment using a wire transfer? No

Forgiveness and Cancellation

They do not offer loan forgiveness. they do not offer loan consolidation. there is no information provided here on how to qualify for loan forgiveness.

Question Answer
Do they offer loan forgiveness? No
Do they offer loan consolidation? No

How to Apply

B&F Finance offers Signature Loans up to $1800.00 with low monthly payments and fast and friendly service. Online application and payment options are available. Curbside assistance is available due to COVID-19. You cannot apply for a loan over a phone call, in person, or using a mobile app with B&F Finance. They also do not accept cosigners.

Question Answer
Can I apply for a loan online? Yes
Can I apply for a loan over a phone call? No
Can I apply for a loan in person? No
Can I apply for a loan using a mobile app? No
Can I apply for a loan with a cosigner? No

IdentityIQ Report Example

  • This is an example of what this creditor will look like on your IdentityIQ report.

BF F WAV LLC IdentityIQ Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove BF F WAV LLC from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.