What does BC SERVICES INC mean on my credit report?

Is BC SERVICES INC making an impact on your credit score?

Updated January 1, 2023

What is BC SERVICES INC?

BC SERVICES INC is shorthand for BC Services Inc, with the company name being BC Services, Inc

We cooperate with organisations in all fifty US states who need professional assistance in managing their revenue cycle and collecting outstanding accounts balances. This means a greater commitment to your success and a longer term vision for building lasting partnerships. You are looking to maximize your profit margin? Here we can help.

BC SERVICES INC is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with BC Services Inc.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

How do I contact them?

Here is the current contact details for BC Services Inc:

Address:

  • 550 Disc Dr, Longmont, CO 80503, United States

Website:

Email:

Phone:

Payments

BC Services is an accounts receivable management company that helps manage customers' payments and revenue cycles. They offer services such as insurance followup and denials management, scoring, early out self pay, and payment resolution and collections. Customers can make payments online, over the phone, or through a mobile app. BC Services offers payment options such as using a check or money order. There are penalties for late or missed payments. BC Services offers accounts receivable management and payment resolution and collection services to help customers find solutions and payment options for resolving their overdue account balances.

Question Answer
Do they offer a monthly payment plan? Yes
Can I make payments over the phone? Yes
Can I make payments online? Yes
Do they offer a discount for automatic payments? No
Can I make a payment using a mobile app? Yes
Can I make a payment using a prepaid debit card? Yes
Can I make a payment using a wire transfer? Yes

Forgiveness and Cancellation

they do not offer loan forgiveness or loan consolidation.

Question Answer
Do they offer loan forgiveness? No
Do they offer loan consolidation? No

How to Apply

You can apply for a loan online or using a mobile app. BC Services offers an account receivable management service that allows customers to apply for a loan using a mobile app. Cosigners can be used to apply for loans.

Question Answer
Can I apply for a loan online? Yes
Can I apply for a loan over a phone call? No
Can I apply for a loan in person? No
Can I apply for a loan using a mobile app? Yes
Can I apply for a loan with a cosigner? Yes

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove BC SERVICES INC from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.