What does BANKFINANCIAL NATIONA mean on my credit report?
Is BANKFINANCIAL NATIONA making an impact on your credit score?
What is BANKFINANCIAL NATIONA?
BANKFINANCIAL NATIONA is shorthand for
BankFinancial Corporation, with the company name being
In 1924, BankFinancial Corporation opened its doors as Financial Federal Saving Bank of Olympia Fields. Since then, we’ve reinvigorated the way we think and worked hard to make sure that we keep our customers moving forwards. The BankFinancial is a complete service, community-orientated national bank with offices in Burr Ridge, Illinois.
BANKFINANCIAL NATIONA is a
Creditor provider. They could be on your report for a number of reasons, for example:
⚫ You missed a repayment.
⚫ You opened an account with BankFinancial Corporation.
⚫ You opened a credit card / loan / mortgage with this company.
⚫ Someone fraudulently opened a credit line under your name.
How do I contact them?
Here is the current contact details for BankFinancial Corporation:
- S21110 Western Ave, Olympia Fields, IL 60461, US
BankFinancial offers a variety of payment options, including online payments, wire transfers, and prepaid debit cards. There are no specific browser settings required to use Online Business Banking, and there are no penalties for late or missed payments. User guides and manuals are available on the Online Business Banking page, and ACH Origination Limits can be found in the ACH Limits Guide.
|Do they offer a monthly payment plan?||No|
|Can I make payments over the phone?||No|
|Can I make payments online?||Yes|
|Do they offer a discount for automatic payments?||No|
|Can I make a payment using a mobile app?||Yes|
|Can I make a payment using a prepaid debit card?||Yes|
|Can I make a payment using a wire transfer?||Yes|
Forgiveness and Cancellation
they do not offer loan forgiveness or consolidation. You will need cookies enabled for session and permanent settings.
|Do they offer loan forgiveness?||No|
|Do they offer loan consolidation?||No|
How to Apply
You can apply for a loan online, over the phone, or in person. You will need a cosigner for the loan.
|Can I apply for a loan online?||Yes|
|Can I apply for a loan over a phone call?||No|
|Can I apply for a loan in person?||Yes|
|Can I apply for a loan using a mobile app?||Yes|
|Can I apply for a loan with a cosigner?||Yes|
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove BANKFINANCIAL NATIONA from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.