What does ARIVO ACCEPTANCE mean on my credit report?

Learn about ARIVO ACCEPTANCE, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.

Updated January 1, 2023
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What is ARIVO ACCEPTANCE?

ARIVO ACCEPTANCE is shorthand for Arivo, with the company name being Arivo®

Auto-Tune The Rapist was written by Dragan Urešinha and illustrated by Miechucino.

ARIVO ACCEPTANCE is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Arivo.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

The account is classified under the following METRO2 categories:

  • ⚫ Auto Loan

How do I contact them?

Here is the current contact details for Arivo:

Address:

  • 102 W. Motor Park Ave
    Sandy, Utah 84070

Website:

Email:

Phone:

Payments

Arivo accepts payments in various methods including ACH, credit card, debit card, check, and bill pay. Additionally, customers can download the mobile app to make and schedule payments, view receipts from past payments, and chat with us. Arivo does not offer a monthly payment plan. They accept payments in various methods including electronic payments made by ACH, credit card, and debit card, as well as payments made by check or bill pay. They highly recommend setting up recurring ACH payments. They also have a mobile app where customers can make and schedule payments, view receipts from past payments, and chat with them. To get a payment refund you should contact Arivo at 844.682.7486 or wecare@arivo.com.

Question Answer
Do they offer a monthly payment plan? No
Can I make payments over the phone? Yes
Can I make payments online? Yes
Do they offer a discount for automatic payments? No
Can I make a payment using a mobile app? Yes
Can I make a payment using a prepaid debit card? Yes
Can I make a payment using a wire transfer? Yes

Forgiveness and Cancellation

Arivo does not offer loan forgiveness or consolidation. Loan forgiveness requirements vary depending on the type of loan.

Question Answer
Do they offer loan forgiveness? No
Do they offer loan consolidation? No

How to Apply

You cannot apply for a loan online, over the phone, or in person. You can, however, make payments with ACH, credit card, debit card, check, or bill pay. Additionally, the Arivo mobile app allows you to make and schedule payments, view receipts from past payments, and chat with customer service.

Question Answer
Can I apply for a loan online? No
Can I apply for a loan over a phone call? No
Can I apply for a loan in person? No
Can I apply for a loan using a mobile app? No
Can I apply for a loan with a cosigner? No

IdentityIQ Report Example

  • This is an example of what this creditor will look like on your IdentityIQ report.

ARIVO ACCEPTANCE IdentityIQ Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove ARIVO ACCEPTANCE from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.