What does ARBOR PROFESSIONAL SOL mean on my credit report?
Learn about ARBOR PROFESSIONAL SOL, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is ARBOR PROFESSIONAL SOL?
ARBOR PROFESSIONAL SOL is shorthand for Arbor Professional Solutions, with the company name being Arbor Professional Solutions
We provide a high recovery rate, better than the industry norm; we recover more proactive industry compliance to make sure every regulation and standard is met; we have an established and proven track record.
ARBOR PROFESSIONAL SOL is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Arbor Professional Solutions.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
How do I contact them?
Here is the current contact details for Arbor Professional Solutions:
Address:
- 2090 S Main St, Ann Arbor, MI 48103, United State
Website:
Email:
Phone:
Payments
To make a payment, you must set up an Authorization Agreement For Preauthorized Payments by downloading a form, filling it out, printing it, and submitting it by mail. You can also file a dispute by writing a letter, including an explanation of the dispute and any supportive documents, and submitting it by mail. Refunds are processed within 45 days of the original transaction. Payments cannot be made over the phone or online. There are no other payment options such as using a check or money order. There are no penalties for late or missed payments. Prepaid debit cards cannot be used to make a payment. You cannot make a payment using a wire transfer.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | No |
| Can I make payments over the phone? | No |
| Can I make payments online? | No |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | No |
| Can I make a payment using a prepaid debit card? | No |
| Can I make a payment using a wire transfer? | No |
Forgiveness and Cancellation
they do not offer loan forgiveness or consolidation. You may qualify for loan forgiveness if you do not repay your loan in full.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
Arbor Professional Solutions does not offer loan applications online, over the phone, in person, or with a cosigner.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | No |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | No |
| Can I apply for a loan with a cosigner? | No |
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove ARBOR PROFESSIONAL SOL from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.