What does AMERICORFUND mean on my credit report?

Is AMERICORFUND making an impact credit score?

Updated May 1, 2022

What is AMERICORFUND?

AMERICORFUND is shorthand for Americor Funding, LLC, with the company name being Americor Funding, LLC

Who is America Corporation? The leading and most renowned debt-relief company in the nation. With our proven results and expertise, we help thousands of customers get rid of their debts by negotiating with creditors to erase part or all of their balances for less money.

AMERICORFUND is a Creditor. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Americor Funding, LLC.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

How do I contact them?

Here is the current contact details for Americor Funding, LLC:

Address:

  • 18200 Von Karman Ave, Suite 600, Irvine, CA 92612

Website:

Email:

Phone:

  • 866-333-8686

IdentityIQ Report Example

  • This is an example of what this creditor will look like on your IdentityIQ report.

AMERICORFUND IdentityIQ Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can AMERICORFUND be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.