What does AMERICOLLECT mean on my credit report?

Is AMERICOLLECT making an impact credit score?

Updated May 1, 2022

What is AMERICOLLECT?

AMERICOLLECT is shorthand for Americollect Inc, with the company name being Americollect Inc

After eleven years working for Company, Kenlyn Gretz bought America’s Collectors in March,1999 from her manager and has been ranked by Inside ARM as one of the best places to work in collections at twelve consecutive times, largely due to its ridiculously nice approach. Her client turnover rate is 96%.

AMERICOLLECT is a Creditor. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Americollect Inc.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

The account is classified under the following METRO2 categories:

  • ⚫ Collection Agency/Attorney

How do I contact them?

Here is the current contact details for Americollect Inc:

Address:

  • 1851 S Alverno Rd, Manitowoc, WI 54220, United States

Website:

Email:

Phone:

  • 920-682-0311

SmartCredit Report Example

  • This is an example of what this creditor will look like on your SmartCredit report.

AMERICOLLECT SmartCredit Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can AMERICOLLECT be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.