What does ALPINE CREDIT INC mean on my credit report?
Learn about ALPINE CREDIT INC, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is ALPINE CREDIT INC?
ALPINE CREDIT INC is shorthand for ALLEGIANT Recievables Solutions Inc/Alpine Credit Inc, with the company name being ALLEGIANT Recievables Solutions, Inc./Alpine Credit, Inc.
We offer professional contingency fees on both fixed and variable annuities. We also customize early out and pre-collection programs for consumers, and promise to treat everyone equally and perform to the highest standard.
ALPINE CREDIT INC is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with ALLEGIANT Recievables Solutions Inc/Alpine Credit Inc.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
How do I contact them?
Here is the current contact details for ALLEGIANT Recievables Solutions Inc/Alpine Credit Inc:
Address:
- 12191 W 64th Ave, Arvada, CO 80004, United States
Website:
Email:
Phone:
Payments
To make a payment, contact Allegiant Collection Services, Inc. They offer professional fee debt collection services, fully customizable Early/Out and Pre-Collection programs, and contingent fee debt collection services. Payments can be made via phone or online. Bilingual collection services are also available.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | No |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
Allegiant Collection Services, Inc. does not offer loan forgiveness. To qualify for loan forgiveness, contact a collection agency like Allegiant Collection Services, Inc. which offers contingent fee debt collection and customizable Early/Out and Pre-Collection programs. Bilingual collection services are available. Business hours are Monday-Friday 8 a.m.- 5 p.m. Mtn Std Time.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
How to Apply
You can apply for a loan online, over the phone, or in person at Allegiant Collection Services, Inc. The company offers bilingual collection services and a variety of customizable Early/Out and Pre-Collection programs.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | Yes |
| Can I apply for a loan in person? | Yes |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove ALPINE CREDIT INC from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.
