What does ALLIED ACCEPTANCE CO mean on my credit report?

Learn about ALLIED ACCEPTANCE CO, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.

Updated January 1, 2023
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ALLIED ACCEPTANCE CO is shorthand for Allied Acceptance Corporation, with the company name being Allied Acceptance Corporation

ALLIED ACCEPTANCE CO is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Allied Acceptance Corporation.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

The account is classified under the following METRO2 categories:

  • ⚫ Auto Loan

How do I contact them?

Here is the current contact details for Allied Acceptance Corporation:


  • 555 Herndon Ave # B, Clovis, CA 93612, United States





There are various ways to make a payment, including ACH, mail, bank deposit, online payment, phone payment, and payroll deduction through the MAC Allotment Service. You can also change your billing address or phone number information by calling Customer Service or accessing the website. Late or missed payments will incur a penalty fee. The amount of the fee may vary depending on individual circumstances.

Question Answer
Do they offer a monthly payment plan? No
Can I make payments over the phone? Yes
Can I make payments online? Yes
Do they offer a discount for automatic payments? No
Can I make a payment using a mobile app? No
Can I make a payment using a prepaid debit card? Yes
Can I make a payment using a wire transfer? Yes

Forgiveness and Cancellation

Loan forgiveness may be available for active duty military, Federal Civil Service Employees, US Postal Workers and others. To qualify, you must set up an allotment using the MAC-Ease form and submit a signed copy to Allied Acceptance. Payments can be made by ACH, mail, bank deposit, online, telephone, or payroll deduction. Contact Allied Acceptance customer service for more information.

Question Answer
Do they offer loan forgiveness? No
Do they offer loan consolidation? No

How to Apply

You can apply for a loan online or over the phone using check, Visa, or Mastercard by calling 1-(559) 324-6370. However, you cannot apply for a loan in person. NA. To change your billing address or phone number, call Customer Service or change the information in your profile. To get a copy of your recent statement or last payment, call Customer Service. Currently, loan applications cannot be made through a mobile app. Payment methods accepted include ACH, mail, bank deposit, online payment, phone payment and payroll deduction. Payment should be mailed to a specific address. A cosigner may be accepted for a loan application, depending on the loan provider. The MAC Allotment Service may be used for payroll deduction.

Question Answer
Can I apply for a loan online? Yes
Can I apply for a loan over a phone call? No
Can I apply for a loan in person? No
Can I apply for a loan using a mobile app? No
Can I apply for a loan with a cosigner? No

IdentityIQ Report Example

  • This is an example of what this creditor will look like on your IdentityIQ report.


Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove ALLIED ACCEPTANCE CO from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.