What does ALLIANCE ACCEPTANCE CO mean on my credit report?
Learn about ALLIANCE ACCEPTANCE CO, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is ALLIANCE ACCEPTANCE CO?
ALLIANCE ACCEPTANCE CO is shorthand for Alliance Acceptance Inc, with the company name being Alliance Acceptance Inc
Allianz Acceptance Corporation is based in Costa Mesa, California.We are in Central Orange County, just outside John Wayne International Airport, and Four Miles From The Pacific Ocean.Alliance Acceptance Corp.is a private business that specializes in non-prime car financing.
ALLIANCE ACCEPTANCE CO is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Alliance Acceptance Inc.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
About the account
The account is classified under the following METRO2 categories:
- ⚫ Auto Loan
How do I contact them?
Here is the current contact details for Alliance Acceptance Inc:
Address:
- 2755 Bristol St #275, Costa Mesa, CA 92626, United States
Website:
Email:
Phone:
Payments
There are a variety of ways to make a payment to Alliance Acceptance Corp., including through their website, over the phone, or through a mobile app. Payments can be made using a check, money order, prepaid debit card, or wire transfer. There are penalties for late or missed payments.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | Yes |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
The City of Costa Mesa, Orange County, California offers loan forgiveness for those located within 2 miles of the John Wayne Airport and the Pacific Ocean. There is no Consolidation available.
| Question | Answer |
|---|---|
| Do they offer loan consolidation? | No |
How to Apply
It is possible to apply for a loan online by visiting the website. It is not possible to apply for a loan in person or by mobile app. It is unknown if it is possible to apply for a loan over the phone or with a cosigner.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | No |
IdentityIQ Report Example
- This is an example of what this creditor will look like on your IdentityIQ report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove ALLIANCE ACCEPTANCE CO from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.