What does ALLEGIANCE mean on my credit report?
Learn about ALLEGIANCE, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is ALLEGIANCE?
ALLEGIANCE is shorthand for
Allegiance Benefit Plan Management Inc, with the company name being
Allegiance Benefit Plan Management, Inc
By changing our name, we were able to put our service philosophy on display, our name, allegience, is a public declaration that we are here to benefit you. As a result, allegiance has experienced considerable growth due to our partnership with Cigna.Our corporate sense has always been one of loyalty to the organizations we serve.Our employees are passionately committed to our clients and plan members.
ALLEGIANCE is a
Creditor provider. They could be on your report for a number of reasons, for example:
⚫ You missed a repayment.
⚫ You opened an account with Allegiance Benefit Plan Management Inc.
⚫ You opened a credit card / loan / mortgage with this company.
⚫ Someone fraudulently opened a credit line under your name.
About the account
⚫ The average account balance is $8300.
⚫ The average high credit balance is $17600.
⚫ The typical loan duration is 32 months.
⚫ The average monthly repayment is $500.
The account is classified under the following METRO2 categories:
- ⚫ Auto Loan
How do I contact them?
Here is the current contact details for Allegiance Benefit Plan Management Inc:
- 2806 S. Garfield Street
P.O. Box 2339
Missoula, MT 59806-2339
To make a payment, click on Employee/Employer Login, click Register New User, enter Participant ID, Last Name, First Name, Date of Birth, Email and Zip Code. Then create a Username and Password. Once created, you can enter them to log into your account. You can also make payments over the phone, online, or using a mobile app. Other payment options include using a check or money order. There are penalties for late or missed payments, which vary depending on the plan.
|Can I make payments over the phone?||Yes|
|Can I make payments online?||Yes|
|Do they offer a discount for automatic payments?||No|
|Can I make a payment using a mobile app?||Yes|
|Can I make a payment using a prepaid debit card?||Yes|
|Can I make a payment using a wire transfer?||Yes|
How to Apply
You can apply for a loan online, in person, or using a mobile app. You need your Participant ID from your ID card, Last Name, First Name, Date of Birth, Email and Zip Code. You must then create a Username and Password that meets the given criteria. Once the username and password is created, you can log into your account and apply for a loan. You can also apply for a loan with a cosigner.
|Can I apply for a loan online?||Yes|
|Can I apply for a loan over a phone call?||No|
|Can I apply for a loan in person?||Yes|
|Can I apply for a loan using a mobile app?||Yes|
|Can I apply for a loan with a cosigner?||Yes|
IdentityIQ Report Example
- This is an example of what this creditor will look like on your IdentityIQ report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove ALLEGIANCE from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.