What does ALA F TX LLC mean on my credit report?
Learn about ALA F TX LLC, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is ALA F TX LLC?
ALA F TX LLC is shorthand for ALA Financial Group LLC, with the company name being ALA Financial Group, LLC
ALA F TX LLC is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with ALA Financial Group LLC.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
How do I contact them?
Here is the current contact details for ALA Financial Group LLC:
Address:
- 3 Greenway Plaza, Suite 1500
Houston, TX 77046
Website:
Email:
Phone:
Payments
To make a payment, contact ALA Financial Group, LLC. They offer a wide range of products and solutions including 529 College Savings, Annuities, Disability Income Insurance, IRA, Life Insurance, Long Term Care, Mutual Funds, and Trust Services. Your financial professional who is a Registered Representative of MML Investors Services, LLC will be able to advise you on the specific steps to take if you need a payment refund.
| Question | Answer |
|---|---|
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
they do not offer loan forgiveness or consolidation. Loan forgiveness may be available to certain borrowers who meet certain criteria. Consult with a financial professional or tax professional to determine if you qualify for loan forgiveness and what steps you should take.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
you can apply for a loan online through ALA Financial Group, LLC. They offer a variety of financial services, including retirement, investment, estate, insurance, tax, money, and lifestyle advice. Contact them for more information. You can also apply for a loan in person through ALA Financial Group, LLC. To apply for a loan, you must contact their representatives or visit their office. It is also possible to apply for a loan using a mobile app. you can apply for a loan with a cosigner.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | Yes |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
IdentityIQ Report Example
- This is an example of what this creditor will look like on your IdentityIQ report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove ALA F TX LLC from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.
