What does ALA F TX LLC mean on my credit report?

Is ALA F TX LLC making an impact on your credit score?

Updated January 1, 2023
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What is ALA F TX LLC?

ALA F TX LLC is shorthand for ALA Financial Group LLC, with the company name being ALA Financial Group, LLC

ALA F TX LLC is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with ALA Financial Group LLC.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

How do I contact them?

Here is the current contact details for ALA Financial Group LLC:

Address:

  • 3 Greenway Plaza, Suite 1500

    Houston, TX 77046

Website:

Email:

Phone:

Payments

To make a payment, contact ALA Financial Group, LLC. They offer a wide range of products and solutions including 529 College Savings, Annuities, Disability Income Insurance, IRA, Life Insurance, Long Term Care, Mutual Funds, and Trust Services. Your financial professional who is a Registered Representative of MML Investors Services, LLC will be able to advise you on the specific steps to take if you need a payment refund.

Question Answer
Can I make payments over the phone? Yes
Can I make payments online? Yes
Can I make a payment using a mobile app? Yes
Can I make a payment using a prepaid debit card? Yes
Can I make a payment using a wire transfer? Yes

Forgiveness and Cancellation

they do not offer loan forgiveness or consolidation. Loan forgiveness may be available to certain borrowers who meet certain criteria. Consult with a financial professional or tax professional to determine if you qualify for loan forgiveness and what steps you should take.

Question Answer
Do they offer loan forgiveness? No
Do they offer loan consolidation? No

How to Apply

you can apply for a loan online through ALA Financial Group, LLC. They offer a variety of financial services, including retirement, investment, estate, insurance, tax, money, and lifestyle advice. Contact them for more information. You can also apply for a loan in person through ALA Financial Group, LLC. To apply for a loan, you must contact their representatives or visit their office. It is also possible to apply for a loan using a mobile app. you can apply for a loan with a cosigner.

Question Answer
Can I apply for a loan online? Yes
Can I apply for a loan over a phone call? No
Can I apply for a loan in person? Yes
Can I apply for a loan using a mobile app? Yes
Can I apply for a loan with a cosigner? Yes

IdentityIQ Report Example

  • This is an example of what this creditor will look like on your IdentityIQ report.

ALA F TX LLC IdentityIQ Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove ALA F TX LLC from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.