What does AGENCY CREDIT CONTROL mean on my credit report?
Learn about AGENCY CREDIT CONTROL, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is AGENCY CREDIT CONTROL?
AGENCY CREDIT CONTROL is shorthand for Agency of Credit Control Inc, with the company name being Agency of Credit Control Inc
SecondACC is a second-generation bill collecting and debt recovery agency. Since 1954, ACC serves local, regional, national and international clients by providing them with various billing and collections management services.
AGENCY CREDIT CONTROL is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Agency of Credit Control Inc.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
About the account
The account is classified under the following METRO2 categories:
- ⚫ Collection Agency/Attorney
How do I contact them?
Here is the current contact details for Agency of Credit Control Inc:
Address:
- 2014 S Pontiac Way, Denver, CO 80224, United States
Website:
Email:
Phone:
Payments
Agency of Credit Control, Inc. (ACC) provides payment services for healthcare, retail, and utility industries. To make a payment, you can contact ACC and they will assist you. You can make a payment using a credit card, PayPal, bank transfer, or check/money order. There are penalties for late or missed payments. ACC offers custom payment plans, including monthly payment plans, depending on the client’s needs.
| Question | Answer |
|---|---|
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | No |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
Agency of Credit Control, Inc. does not offer loan consolidation or forgiveness services.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
Agency of Credit Control offers loans and has a consultation process that can be done online or over the phone. You cannot apply for a loan in person, through a mobile app, or over the phone. It is unclear if Agency of Credit Control offers loans with a cosigner.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | No |
| Can I apply for a loan with a cosigner? | No |
SmartCredit Report Example
- This is an example of what this creditor will look like on your SmartCredit report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove AGENCY CREDIT CONTROL from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.