What does ADVANCED FC/PRIMAHEALT mean on my credit report?
Learn about ADVANCED FC/PRIMAHEALT, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is ADVANCED FC/PRIMAHEALT?
ADVANCED FC/PRIMAHEALT is shorthand for PrimaHealth Credit, with the company name being PrimaHealth Credit
A platform that focuses on people First, why we exist? We’re here to help providers focus on what’s important—the patient in front of him or her. While we can’t guarantee every procedure for everyone, we are here to get as close to that goal as humanly possible. Calling us crazy, we think people should be able to get the care they need.
ADVANCED FC/PRIMAHEALT is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with PrimaHealth Credit.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
About the account
The account is classified under the following METRO2 categories:
- ⚫ Unsecured
How do I contact them?
Here is the current contact details for PrimaHealth Credit:
Website:
Email:
Phone:
Payments
PrimaHealth Credit offers affordable payment options and their proprietary credit analytics engine helps assess a patient’s ability to pay. For more information, you can contact them via email or call 855-752-9300.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | Yes |
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | No |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
Primahealth Credit offers loan forgiveness and consolidation to approved patients. They have a proprietary credit analytics engine to assess a patient’s ability to pay and can pre-qualify patients from virtually any device. They also customize payment plans for each patient. Loan forgiveness is offered through their Greenlight program. To learn more, contact Primahealth Credit by emailing them or calling 855-752-9300.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | Yes |
How to Apply
PrimaHealth Credit offers an online loan application process with no hidden fees, pre-qualification from virtually any device, and an assessment of a patient’s ability to pay using a proprietary credit analytics engine. For more details, contact PrimaHealth Credit at 855-752-9300 or email them.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | Yes |
| Can I apply for a loan in person? | Yes |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
IdentityIQ Report Example
- This is an example of what this creditor will look like on your IdentityIQ report.
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove ADVANCED FC/PRIMAHEALT from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.
