What does ACME FINANCE mean on my credit report?

Is ACME FINANCE making an impact on your credit score?

Updated January 1, 2023
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What is ACME FINANCE?

ACME FINANCE is shorthand for Acme Finance Co Inc, with the company name being Acme Finance Co Inc

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ACME FINANCE is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Acme Finance Co Inc.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

  • ⚫ The average account balance is $1000.

  • ⚫ The average high credit balance is $500.

  • ⚫ The typical loan duration is 6 months.

The account is classified under the following METRO2 categories:

  • ⚫ Collection Agency/Attorney
  • ⚫ Unsecured

How do I contact them?

Here is the current contact details for Acme Finance Co Inc:

Address:

  • 10000 Aurora Ave N #312, Seattle, WA 98133, United States

Website:

Email:

Phone:

Payments

Acme Finance Group offers a wide range of services, including loans, savings accounts, credit cards, mortgages, and business consulting. To make a payment, please contact help@acmefinancegroup.com or call 314-674-6643. They also offer a variety of payment options, including credit and debit cards with 0% interest, as well as personal and car loans at the lowest interest rates. Additionally, they offer investment banking, Google analytics, sales and trading, market research, and financial advice services.

Question Answer
Do they offer a monthly payment plan? No
Can I make payments over the phone? Yes
Can I make payments online? Yes
Do they offer a discount for automatic payments? No
Can I make a payment using a wire transfer? Yes

Forgiveness and Cancellation

Acme Finance Group offers a wide range of services, including high street mortgages, savings accounts, credit cards & loans, with the lowest interest rates ranging from 7.55%-11.30%. Additionally, the company offers other services such as investment banking,Google Analyize, sales & trading, market research, financial advise, and business consulting.

Question Answer
Do they offer loan forgiveness? No

How to Apply

Acme Finance Group offers a wide range of services including loans, savings accounts, credit cards & loans, and business consulting, with the lowest interest rates in the business. Customers can apply for a loan online, over the phone, or in person. Applying for a loan using the mobile app is also an option. A cosigner can be used when applying for a loan.

Question Answer
Can I apply for a loan online? Yes
Can I apply for a loan over a phone call? Yes
Can I apply for a loan in person? Yes
Can I apply for a loan with a cosigner? Yes

IdentityIQ Report Example

  • This is an example of what this creditor will look like on your IdentityIQ report.

ACME FINANCE IdentityIQ Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove ACME FINANCE from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.