What does ACCTS ADVOCA mean on my credit report?
Learn about ACCTS ADVOCA, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is ACCTS ADVOCA?
ACCTS ADVOCA is shorthand for Accounts Advocate Agency Inc, with the company name being Accounts Advocate Agency, Inc.
ACCTS ADVOCA is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with Accounts Advocate Agency Inc.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
How do I contact them?
Here is the current contact details for Accounts Advocate Agency Inc:
Address:
- 510 N Park Rd #1, Wyomissing, PA 19610, United States
Website:
Email:
Phone:
Payments
To make a payment, use Accounts Advocate Agency’s secure web portal. Additionally, they offer convenient methods of placing business and accept payments online. Accounts Advocate Agency offers a secure web portal for making payments and provides convenient methods of placing business. To get a payment refund, you can contact Accounts Advocate Agency either through their contact page or by calling 484.660.3857. You may also be able to make payments via their secure web portal. Accounts Advocate Agency offers a secure web portal for making payments. Accounts Advocate Agency provides a secure web portal for making payments. we offer a 5% discount on all services when payments are made automatically. Accounts Advocate Agency accepts secure online payments, as well as payments via check or money order. Accounts Advocate Agency offers a secure web portal for making payments using prepaid debit cards. Accounts Advocate Agency provides a secure web portal for making payments via wire transfer.
| Question | Answer |
|---|---|
| Can I make payments over the phone? | Yes |
| Can I make payments online? | Yes |
| Do they offer a discount for automatic payments? | Yes |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
Accounts Advocate Agency provides loan forgiveness and consolidation services. To qualify for loan forgiveness, individuals must engage with Accounts Advocate Agency, a professional receivables management firm that provides complete collections processing, credit bureau reporting, skip tracing, and an in-house attorney program. Accounts Advocate Agency also provides high-level training to account specialists and is compliant with FDCPA, HIPAA, and OIG LEIE. Furthermore, they provide a secure online client access to accounts and reports, web portal for making payments, and maintenance of existing business relationships.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
you can apply for a loan online or using a mobile app with Accounts Advocate Agency. They provide collections processing, credit bureau reporting, skip tracing, and other services related to accounts receivables; however, they do not provide loans.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | No |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove ACCTS ADVOCA from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.