What does ACCL FIN SOL mean on my credit report?

Learn about ACCL FIN SOL, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.

Updated January 1, 2023
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In all business operations and security respects, AFS is honest and integrist level to operate and require the same from all associates.

ACCL FIN SOL is a Creditor provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with ACCELERATED FINANCIAL SOLUTIONS.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

How do I contact them?

Here is the current contact details for ACCELERATED FINANCIAL SOLUTIONS:


  • Accelerated Financial Solutions
    25 Woods Lake Rd Ste 507
    Greenville, SC 29607





To make a payment, contact Accelerated Financial Solutions at help@gotoafs.com or call 866/246-8778 or 864/991-3211. Customers can pay with a check or money order. The company Accelerated Financial Solutions offers payment services via mobile app.there are penalties for late or missed payments. Customers should contact Accelerated Financial Solutions at their toll free number (866/246-8778) or local number (864/991-3211) or email (help@gotoafs.com) for further assistance.

Question Answer
Can I make payments over the phone? Yes
Can I make payments online? Yes
Do they offer a discount for automatic payments? Yes
Can I make a payment using a mobile app? Yes
Can I make a payment using a prepaid debit card? Yes
Can I make a payment using a wire transfer? Yes

Forgiveness and Cancellation

Many banks and lenders offer loan forgiveness programs for qualifying borrowers. Avant also offers Debt Consolidation Loans that range from $2,000 to $35,000. Loan forgiveness may be available through various government and private programs. To qualify, you may need to meet certain requirements such as being a public sector employee or a member of the military, having a low income, or having made a certain number of loan payments.

Question Answer
Do they offer loan consolidation? Yes

How to Apply

You can apply for a loan online or using a mobile app through Accelerated Financial Solutions. They offer services such as customer support, debt purchasing, and debt settlement collections. AFS can be reached at help@gotoafs.com or by phone at 866/246-8778 or 864/991-3211.

Question Answer
Can I apply for a loan online? Yes
Can I apply for a loan over a phone call? No
Can I apply for a loan in person? No
Can I apply for a loan using a mobile app? Yes
Can I apply for a loan with a cosigner? Yes

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove ACCL FIN SOL from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.