What does ACC ADV AGNC mean on my credit report?
Learn about ACC ADV AGNC, an creditor offering loans for financial assistance. Check the impact to your credit report and financial status.
What is ACC ADV AGNC?
ACC ADV AGNC is shorthand for nasdaq, with the company name being nasdaq
ACC ADV AGNC is a Creditor provider. They could be on your report for a number of reasons, for example:
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⚫ You missed a repayment.
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⚫ You opened an account with nasdaq.
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⚫ You opened a credit card / loan / mortgage with this company.
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⚫ Someone fraudulently opened a credit line under your name.
How do I contact them?
Here is the current contact details for nasdaq:
Address:
- 151 W. 42nd Street, New York City, NY, 10036, United States
Website:
Email:
Phone:
Payments
To make a payment on Nasdaq, you must follow the Listing Rules and Notification Forms found in the Nasdaq US Listing Center. You can make payments online, through a mobile app, or using a wire transfer. Checks and money orders are also accepted. If you choose to use a prepaid debit card, there may be associated costs and limits. Late or missed payments are subject to penalties. Payment refunds are typically handled by the company that issued the payment.
| Question | Answer |
|---|---|
| Do they offer a monthly payment plan? | Yes |
| Can I make payments online? | Yes |
| Can I make a payment using a mobile app? | Yes |
| Can I make a payment using a prepaid debit card? | Yes |
| Can I make a payment using a wire transfer? | Yes |
Forgiveness and Cancellation
Nasdaq offers loan forgiveness and consolidation to companies that meet certain requirements. To qualify for loan forgiveness, companies must meet Nasdaq’s US Listing requirements, including Board Composition/Committee Assignments, Shareholder Approval, Equity Compensation and Board Diversity Disclosure. Non-U.S. companies must also meet Shareholder Approval and Private Placement requirements. These requirements can be found in Nasdaq’s Listing Rules/Rule Filings.
| Question | Answer |
|---|---|
| Do they offer loan forgiveness? | No |
| Do they offer loan consolidation? | No |
How to Apply
You can apply for a loan online, over the phone, or in person. Some lenders also offer mobile apps. You may be able to apply with a cosigner.
| Question | Answer |
|---|---|
| Can I apply for a loan online? | Yes |
| Can I apply for a loan over a phone call? | Yes |
| Can I apply for a loan in person? | No |
| Can I apply for a loan using a mobile app? | Yes |
| Can I apply for a loan with a cosigner? | Yes |
Will this affect my credit score?
Whether this account affects your credit score depends on a variety of factors, such as:
- Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
- Derogatory Markings: If this account has any derogatory markings such as:
Lates, Charge Offs, Collections and others.
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
- Account Age: If your account is quite old, then the age of it will positively impact your credit score
- Repayment History: If the account has no
Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.
Can it be removed from my credit report?
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
How do I remove ACC ADV AGNC from my credit report?
You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.
