What does ABSOLUTERE mean on my credit report?

Learn about ABSOLUTERE, an software offering loans for financial assistance. Check the impact to your credit report and financial status.

Updated January 1, 2023
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ABSOLUTERE is shorthand for Absolute Software, with the company name being Absolute Software

For more than 25 years, Absolute has led the way with persistence: the only technology that allows firmware embedded endpoints to be resilient. Persistent thanks to absolute’s position in the firmware, it can ensure the integrity of that streaming data - and even the health of your critical applications.

ABSOLUTERE is a Software provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Absolute Software.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

  • ⚫ The average account balance is $600.

  • ⚫ The average high credit balance is $1200.

The account is classified under the following METRO2 categories:

  • ⚫ Collection Agency/Attorney

How do I contact them?

Here is the current contact details for Absolute Software:


  • 20830 N. Tatum Blvd; Ste #115

    Phoenix, AZ 85050





To make a payment, please register for a free demo on the website and follow the instructions provided. Alternatively, visit the Partners section of the website to explore the Absolute Ecosystem. You can make payments online using the Absolute Ecosystem partners. customers can pay using a check or money order in addition to other payment options. you can make a payment using the Absolute mobile app. there are penalties for late or missed payments. you can make a payment using a prepaid debit card. you can make a payment using a wire transfer.

Question Answer
Do they offer a monthly payment plan? No
Can I make payments over the phone? No
Can I make payments online? Yes
Do they offer a discount for automatic payments? No
Can I make a payment using a mobile app? Yes
Can I make a payment using a prepaid debit card? Yes
Can I make a payment using a wire transfer? Yes

Forgiveness and Cancellation

the President does not have the legal authority to forgive student loans on his own. Executive action can only be used when it is specifically authorized by Congress. they offer debt consolidation loans with fixed rates and terms that can help reduce interest rates and monthly payments and improve credit score. To qualify for loan forgiveness, you must take certain steps such as automating IT asset management, maximizing the value of your security spend, and using an integrated zero-trust approach.

Question Answer
Do they offer loan forgiveness? No
Do they offer loan consolidation? Yes

How to Apply

You can apply for a loan online, over the phone, or through a mobile app. You can also apply for a loan with a cosigner.

Question Answer
Can I apply for a loan online? Yes
Can I apply for a loan over a phone call? No
Can I apply for a loan in person? No
Can I apply for a loan using a mobile app? Yes
Can I apply for a loan with a cosigner? Yes

IdentityIQ Report Example

  • This is an example of what this creditor will look like on your IdentityIQ report.

ABSOLUTERE IdentityIQ Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove ABSOLUTERE from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.