What does AARON RENTS mean on my credit report?

Learn about AARON RENTS, an retail store offering loans for financial assistance. Check the impact to your credit report and financial status.

Updated January 1, 2023
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AARON RENTS is shorthand for Aaron's Inc, with the company name being Aaron's Inc LLC

Since 1955, Aaron’s Difference has led the way in furnishing Lease Purchase products, consumer electronic equipment, and appliances and computers. Experience the Aaron’s difference by shopping at Aaron’s. Management Team and Associates possess the skill set, creative thinking and passion to propel Aaron’s Forward into the Future.

AARON RENTS is a Retail Store provider. They could be on your report for a number of reasons, for example:

  • ⚫ You missed a repayment.

  • ⚫ You opened an account with Aaron’s Inc.

  • ⚫ You opened a credit card / loan / mortgage with this company.

  • ⚫ Someone fraudulently opened a credit line under your name.

About the account

The account is classified under the following METRO2 categories:

  • ⚫ Lease

How do I contact them?

Here is the current contact details for Aaron’s Inc:


  • Head Office, Aaron’s Inc, 400 Galleria Pkwy SE, Suite 300, Atlanta, Georgia 30339, United States





Question Answer
Do they offer a monthly payment plan? No
Can I make payments online? Yes
Do they offer a discount for automatic payments? No
Can I make a payment using a mobile app? Yes
Can I make a payment using a wire transfer? Yes

Forgiveness and Cancellation

Aaron’s offers a lease agreement option which does not involve a loan and does not require a Social Security Number or a credit check. There is no application fee or up-front fee and customers can rent to own, pay as they go, or take advantage of their same as cash option. Customers may set up an account to pay their payments online, or pay with cash. If customers can no longer afford their payments, they may take advantage of lifetime reinstatement. Loan forgiveness is not offered. NA. To qualify for loan consolidation you need to have an approved lease, a valid form of ID, and a satisfactory payment history. Payment arrangements can also be made if you cannot afford your payments. No credit is needed and no upfront fees are charged.

Question Answer
Do they offer loan forgiveness? No
Do they offer loan consolidation? Yes

How to Apply

you can apply for a loan online, over the phone, or in person. You will need to provide your Social Security Number, forms of ID, and set up an account to make payments online. You will also need to provide a valid zip code in order to shop online. Additionally, a hard credit inquiry may be performed and your credit may be impacted by the application.

Question Answer
Can I apply for a loan online? Yes
Can I apply for a loan over a phone call? No
Can I apply for a loan using a mobile app? Yes
Can I apply for a loan with a cosigner? Yes

IdentityIQ Report Example

  • This is an example of what this creditor will look like on your IdentityIQ report.

AARON RENTS IdentityIQ Report

Will this affect my credit score?

Whether this account affects your credit score depends on a variety of factors, such as:

  • Account Open Date: If you opened this account recently it will impact your credit, the only way to prevent this from impacting your credit score is to remove the account from your report.
  • Derogatory Markings: If this account has any derogatory markings such as: Lates, Charge Offs, Collections and others.

However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:

  • Account Age: If your account is quite old, then the age of it will positively impact your credit score
  • Repayment History: If the account has no Late Payments, Charge off Payments, then it may reflect a positive impact onto your credit score.

Can it be removed from my credit report?

Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.

However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.

How do I remove AARON RENTS from my credit report?

You can send a dispute letter to the credit bureaus to remove this account from your report. You must send a dispute letter to all three credit bureaus, as they are legally required to remove the account from your report if it is found to be inaccurate. For best results you should send a dispute letter to the credit bureaus via certified mail, this will ensure that you have a legal record of the communication.